How to Get Accident Benefits after the Ottawa Bus – Train Accident

Callers have been asking how to obtain statutory accident benefits after the bus accident at Woodroffe and Fallowfield on September 18, 2013.

If you have your own car insurance, or live with a family member who has car insurance, call that insurance company to report the accident.  Request that the insurance company send you the Application Package for statutory accident benefits.  Even people with very minor injuries can apply for these benefits and they will not impact your insurance rates.

If you do not have access to car insurance through your own policy or a family member’s policy, the City of Ottawa’s insurance on its buses will provide you with accident benefits.   To obtain the Application Package from the City of Ottawa you can call 3-1-1.  You can also find the documents at this website.  Complete the OCF-1 and submit it to the Clerk of the City of Ottawa to initiate your claim.

If you need assistance with this process, please do not hesitate to contact us at 613 860-4529.  Our firm will provide guidance to bus accident victims with no obligation or cost.

 

 

OC Transpo Bus – Via Rail Train Accident

September 18, 2013-  Today’s fatal accident involving a double decker OC Transpo city bus and a Via Rail train has left Ottawa in shock.  At least 40 families are facing the grief and sorrow that accompanies a fatal motor vehicle accident or one involving serious personal injury.

If you were involved in today’s bus – train accident at Woodroffe and Fallowfield, here are 5 things you need to know right now:

1.  Apply for Accident Benefits

If you were a passenger on the bus and you have your own car insurance policy, or live with a family member who does,  you should notify your car insurer immediately.  This will be a surprise to most people,  but that is how Ontario’s no fault accident benefits work.  Your own car insurance will pay for any non-OHIP medical or rehabilitation expenses.  Your own car insurance will also pay you an income replacement benefit up to a specified maximum if you can’t work for more than 7 days after the accident.  Have questions about accident benefits after an accident involving an Ottawa bus and Via Rail?  Call us at 613 233-4529.

2. If You Don’t Have Accident Benefits, OC Transpo will Provide Them

If you do not have your own car insurance policy, the City of Ottawa will cover your accident benefits.  You do not have to sue the City of Ottawa or OC Transpo in order to access accident benefits.  Our law firm can help you contact the City to get the application forms.

3. Accident Benefits include funding for Psychological Counseling

Many people involved in a mass transit accident will need psychological assistance.  This is a very traumatic event.  The accident benefits available to bus passengers will provide funding for psychological treatment, even if you did not suffer a physical injury in the accident.

4. You Should Give Notice of a Potential Claim within 120 Days

If you are seriously injured, you may have a claim for damages (compensation).  You do not have to decide whether or not to sue right away.  However, there is a requirement to give notice of a potential claim to the city of Ottawa within 120 days.  If you hire a personal injury lawyer, the lawyer  can provide notice for you.  If you wish to give notice on your own, you can write to the Clerk of the City of Ottawa to alert the City of Ottawa to the potential claim.

5.  Don’t Wait to Seek Medical Attention After Today’s Bus-Train Accident

You should seek medical attention after the accident if you are injured.  Waiting to report your injuries for days, weeks or months is a serious impediment to getting proper compensation.  It may also slow your recovery.

Need more information or want to discuss your options after the OC Transpo Via Rail Accident, call our office at 613 233-4529 or call Brenda Hollingsworth directly at 613 851-4529.  We are here to support you.